Business Loans in
Dubai & UAE

Empower Your Business with Flexible Loan Options

Business Loans in Dubai & UAE

Apply for Business Loan in Dubai & UAE


Apply Business Loan in Dubai
with Money Maestro

In todayโ€™s world, whether you are an entrepreneur about to kickstart your business or you already have a business in place and aspire to take it to the next level, then working capital is of utmost importance. We at Money Maestro are here to help you start, grow, or expand your business with a wide range of our instant business loans.

At Money Maestro, we understand the financial needs of businesses across industries. Our Business Loan solutions are structured to support entrepreneurs, SMEs, and established companies across Dubai and the UAE with capital to grow, operate, and innovate.

Business Loan Emi Calculator


Easily calculate your monthly EMIs, interest payable, and total pay to plan better and make informed borrowing decisions.

Loan Value: AED 99000.00

Monthly Payment: AED 8254.47

Benefits of Getting Your Business Loan Through Us

01
Trusted Loan Partner in Dubai & UAE
02
Connected with Top UAE Banks & NBFCs
03
Simple Application Process with minimal documents
04
Flexible options for repayment, top-ups, and refinancing
05
Boost business credit rating by consistent repayments
06
Dedicated loan advisor & support team

Explore Our Business Loan Products

SME Business Loan

Perfect for small to medium enterprises with growing ambitions.

Key Benefits:

Loan Amount

AED 100,000 to AED 2 million

Tenure

Up to 48 months

Minimal Paperwork

Fast approval

No Collateral

Required for qualified businesses

Ideal For

Service providers, traders, local businesses

Short-Term Business Loan

Ideal for temporary cash flow gaps or urgent working capital needs.

Use Cases:

01
Manage seasonal demand
02
Pay suppliers/vendors
03
Hire temporary staff
04
Launch marketing campaigns

Terms:

01
Tenure: 6โ€“18 months
02
Fast disbursal within 2โ€“3 days
03
EMI or bullet repayment options
Apply Now

Long-Term Business Loan

Designed for large investments and business expansion projects.

Use Cases:

01
Buy office property or renovate
02
Open new branches or franchise
03
Invest in machinery or tech
04
Hire skilled staff and invest in R&D

Terms:

01
Loan amount: Up to AED 5 million+
02
Tenure: 2 to 7 years
03
Secured and unsecured options
04
Customizable repayment structure

Business Loan Comparison Table

Loan Type Loan Amount Tenure Ideal For Collateral
SME Loan AED 100kโ€“2M Up to 4 years Small to Medium Enterprises Optional
Short-Term Loan AED 50kโ€“1M 6โ€“18 months Cash flow, urgent expenses Not Required
Long-Term Loan AED 500kโ€“5M+ Up to 7 years Expansion, capital investment Required (in most cases)

Industry-Specific Business Financing Available

We provide business loan assistance across sectors:

01
Retail & Trading Businesses
02
Medical Clinics & Pharmacies
03
IT & Tech Startups
04
Construction & Contracting
05
Logistics & Transport
06
Hospitality & Restaurants
07
Real Estate & Property Developers

Apply Now

Collateral-Free Business Loans

Donโ€™t have assets to pledge? No problem. We provide unsecured business loans with:

Credit score-based eligibility

Stable income verification

Business performance evaluation

Personal guarantee or post-dated cheques (if required)

Business Loan Interest Rates and Charges

Bank / Product Processing Fee Early Settlement Other Charges
Emirates Islamic 1.5%/td> 5% settlement -
DIB 1.05% 1.05% or AEDโ€ฏ10,500 -
CBI 1-2% Usually ~1.5% -
Noor Bank 1% - -

Step-by-Step Loan Application Process

1
Submit Loan Enquiry:

Fill out the application form or contact us directly.

2
Document Collection & Evaluation:

Submit basic KYC, business documents, and bank statements.

3
Loan Offer & Approval:

Receive loan offer tailored to your eligibility.

4
Disbursal of Funds:

Get the loan amount directly in your business bank account.

5
Repayment Begins:

EMI-based or custom repayment setup begins.

Apply Now

Business Loan Eligibility Criteria

01
Business Age
Minimum 2 years in operation (some banks require 3 years for higher loans)
02
Annual Turnover
Typically AED 1 million+ (varies by bank and loan amount)
03
Business Location
Must be registered and operating in the UAE
04
Trade License
Valid UAE trade license (LLC, Free Zone, Sole Establishment, etc.)
05
Nationality/Ownership
UAE Nationals & Expats can apply
06
UAE Nationals & Expats can apply
Trade license, passport copies, Emirates ID, MOA, tenancy contract, VAT cert.

Industry-Specific Business Financing Available

We provide business loan assistance across sectors:

01
Retail & Trading Businesses
02
Medical Clinics & Pharmacies
03
IT & Tech Startups
04
Construction & Contracting
05
Logistics & Transport
06
Hospitality & Restaurants
07
Real Estate & Property Developers

Our Banking Partners

Our Banking Partners

Get Started with Your Business Loan Today

Ready to scale your business? Our team of experts is here to guide you at every step. Whether you need working capital, are planning to expand, or want to refinance an existing loan, weโ€™ve got you covered.

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